Insuring your business properly could be vital to the long-term security of your hard-earned assets, your peace-of-mind, and very possibly the well-being of those you care for most. That is why we take business insurance serious at Dearden & Associates. On many of the new cases we work, we find issues of concern. It might be unnecessary coverages that cost the business premium dollars that could be better applied elsewhere. Or it could be glaring holes in the protection that expose a business owner to a potentially large financial loss. As a business owner, how can you be sure that your insurance program is properly tailored for your business? By following our proven four-step program:
Consultation
At your first meeting, you can expect your Dearden agent to obtain a thorough understanding of your business. Be prepared for your agent to ask a lot of questions! Simply stated, he or she will gather the appropriate and applicable information to build the insurance program that best fits your business model. Your agent knows that some of the exceptional insurers we write offer more than 300 optional coverage endorsements, some of which will be important for you to become familiar. Therefore, our time with you will be precise and concise, but never rushed.
Insurance Program Recommendation
Armed with the information and input you provide, your agent will work with our internal team and our insurance carriers to build a program well-suited for your business needs and goals. Concern for your risk tolerance and budget are always priorities, as well as your complete understanding of the policy contract. You will be made aware of options and the associated costs, when applicable, so that you and other decision makers within your company can make an informed decision with regard to your final product.
Ongoing Support & Service
Nothing has contributed more to our success than the ongoing customer service and support that Dearden & Associates provides. We will stay in contact with you throughout the year to make sure that your insurance coverages satisfy and exceed your expectations.
Some of the coverages we provide are listed below:
- Property & General Liability Coverage
- Commercial Truck & Auto
- Professional Liability
- Product Liability
- Workers' Compensation
- Business Income and Extra Expense
- Employment Practices & Fiduciary Liability
